The Beacon Brief

We all spend more during the holidays as we search for the perfect gift for our loved ones. During this unusual year, the increased holiday spending might be more stressful than usual. Your Liberty Bay experts have some tips and tools to make sure you don’t break the bank during this season of giving.

Most assume that the only way to get scammed while shopping is doing it online. However, shopping offline this time of year can pose risks as well. Our blog highlights more than seven ways to protect your financial security and avoid scammers this holiday shopping season.

5 ways to track expenses for your small business Many small businesses struggle to stay on top of their business expenses. According to the Federal Reserve Small Business Credit Survey: 65% of firms surveyed said that paying operating expenses was a top financial challenge. 51% of business owners had to pay for business expenses with

If you have any outstanding loans, credit card payments, or other forms of debt, you’re not alone. According to America’s Debt Help Organization, household debt in the United States hit $14.6 trillion in the spring of 2021, a record debt load shared by about 340 million people.   One way to potentially reduce your debt

Attending college offers many benefits when it comes to having a higher-income job and being exposed to new experiences. However, the climbing costs of college have some students and their families choosing to forgo higher education. Our blog helps outline the expenses to plan for and financial planning guide for parents and students so that

Summer vacations are supposed to be relaxing, but planning a vacation on a budget can often be the opposite. That’s where your experts at Liberty Bay can help out! There are always ways to trim expenses and be financially savvy without giving up your fun. Read our 5 tips for planning a summer vacation on