Mass Save^® HEAT Loan

How It Works

Step 1. Schedule Your Home Energy Assessment

Contact Mass Save at (866) 527-7283 to schedule a Home Energy Assessment. After you schedule an appointment, an energy efficiency expert will assess your home’s current energy and provide a custom list of recommended ways to make energy-saving changes in your home. During the visit, you will also receive a Home Loan Intake Form, Program Steps, and the Minimum Standards and Requirements.

Step 2. Apply for Your Loan with Liberty Bay

After the Home Energy Assessment is complete, the next step is to contact Liberty Bay for pre-approval. From here you can decide what changes to implement and develop your own custom energy plan.

• Max loan amount of $50,000*
• Max loan term of 84 months
• Note: We do not finance Rental Mass Save Loans

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Qualified Improvements

Your specific qualified upgrades are identified during the Home Energy Assessment performed by an authorized Mass Save^® vendor.

• Attic, Wall, and Basement Insulation
• High-Efficiency Heating Systems
• High-Efficiency Domestic Hot Water Systems
• Solar Hot Water Systems
• Energy Star® Windows
• Energy Star Thermostats

How to Qualify

Mass Save HEAT Loans are available to customers of Cape Light Compact, Eversource, National Grid, Unitil Electric, and municipal electric customers served by Columbia Gas of Massachusetts or Liberty Utilities. Members must meet program eligibility requirements to participate:

• Own a one-to-four family residence
• Obtain a Mass Save^® Home Energy Assessment
• Install qualified energy efficiency upgrades recommended by a Mass Save^® energy specialist
• Subject to credit approval