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Current HELOC Rates

Product/APR*Minimum FICO ScoreMaximum Loan-To-ValueMaximum Loan AmountPayment Per Thousand
4.75% Prime APR162080%$1,000,000$5.70
Rehab HELOC/Prime +2.00% APR1,264090%$500,000$6.91
Prime +2.00% APR170090%$500,000$6.91

Rates effective as of June 1, 2022. Prime rate currently 4.75%.

Home Equity Loan Rates

Product2Interest RateAPR*Term (months)Payment Per Thousand
7 Year Fixed4.250%4.275%84$13.78
10 Year Fixed4.500%4.575%120$10.36
15 Year Fixed4.750%4.825%180$7.78

Rates effective as of June 1, 2022.

*APR = Annual Percentage Rate. Home Equities and Home Equity Lines of Credit for $400,000 or more require a full appraisal. Credit Union membership is required. Homeowners insurance and flood insurance (if applicable) are required for the life of the loan. Offer is subject to change at any time. Consult your tax advisor regarding the deductibility of interest on these loans.

1. Index is the Prime Rate as published in the Wall Street Journal on the last business day of the previous month. The rate may increase during the term of the loan. Minimum credit line is $15,000. The maximum APR is 18.00%. Floor rate is 3.00%.

2. Rehab Home Equity Lines require a full appraisal regardless of loan amount.