Switch Your Accounts
Make a smooth transition to Liberty Bay by taking advantage of ClickSWITCH, the fastest, easiest, and safest way to switch your direct deposits and automatic payments.
PLANNED SYSTEM OUTAGE: Due to standard maintenance, a system outage will occur on Tuesday, April 20, from 5:30pm until 11:30pm. To learn how this will impact you, please click here.
×Make a smooth transition to Liberty Bay by taking advantage of ClickSWITCH, the fastest, easiest, and safest way to switch your direct deposits and automatic payments.
Whether your at home, at work, or on the road, Liberty Bay is there for you 24 hours a day, 7 days a week. With our digital banking services you decide when and how you’d like to interact with us. Managing your money wisely is easy with our complete set of remote access points.
If you’re connected to the internet, you’re connected to Liberty Bay. No matter where you are, our free, fast and secure 24-hour online and mobile banking service lets you transfer funds, pay bills, view up to 24 months of statements, create a budget, make payments and more.
Get cash and deposit checks on your schedule. Access thousands of ATMs nationwide with our Locator tool on our website and mobile app. And securely deposit checks from your smartphone, tablet or desktop with our Mobile App or AccuSCAN.
Whether you’re transferring funds between your own Liberty Bay accounts, to other financial institutions, or to friends or family with PopMoney, we’ve got you covered. You can even set up recurring, automatic transfers to make things like saving and loan payments easy.
We love to hear from you – whether you need account assistance, or just have a question. We offer secure messaging, live chat, or just give us a call! We’re here when you need us.
As a credit union, we’re owned by members like you. We exist to serve your needs.
Save yourself a visit to a branch or ATM to deposit a paper check by setting up direct deposit with Liberty Bay Credit Union. Direct deposit can also help you build savings effortlessly when you direct a portion of your paycheck into your preferred Liberty Bay savings account.
Setting up Direct Deposit can be tedious. Not at Liberty Bay! We made it easy for you with ClickSWITCH™. Securely switch direct deposits and automatic payments in as little as 10 minutes.
Enjoy the benefits of our MasterCard® Debit Card, including:
Set a goal, stash some cash, and follow these tips to get the most out of our Holiday, Vacation, and Rainy Day Club Savings Accounts:
We want to see you succeed. That’s why we provide the knowledge and resources you need to discover financial freedom. No matter your life stage, you can access easy-to-understand and actionable information to optimize you present and future financial well-being.
At Liberty Bay, we believe strongly in the importance of financial education, and take an educational approach to banking. That’s why we are excited to offer our online learning portal, FA$Ttrack. Through this online tool, you can learn about an array of financial topics, such as how to improve your credit score, the process of securing a mortgage, and more – all at your own pace!
We’re making it easier than ever to visualize and interact with your money. With Money Manager from Liberty Bay, you’ll gain powerful insights on when, where, and how you spend. Money Management gives you the tools to start simplifying your finances — and much more.
Read about everyday finances, check out our Member and Employee Spotlights, get valuable insights from our Liberty Bay Expert Q&As, and get educated on the latest scams and how to protect yourself. The Beacon Brief is a place for members to learn more and be inspired.
5-10 business days
Liberty Bay has made it easy for you with ClickSWITCH™, the fastest, easiest, and safest way to switch your direct deposits and automatic payments.
If requested, a complimentary box of checks will be ordered at account opening. To order additional checks please contact our Member Services team at (617) 439-6500.
As a member of Liberty Bay, take comfort in knowing that every dollar you deposit is safe, secure, and 100% insured. All deposits are fully insured by a combined insurance coverage of the National Credit Union Association (NCUA), up to $250,000, and the Massachusetts Shared Insured Corporation (MSIC) covers the rest. Now that’s safe keeping.
Banks operate to generate profits for their stockholders or private owners. Credit unions are not-for-profit financial cooperatives, owned and operated by the Members. Credit union profits are returned to their member-owners in the form of higher deposit rates, lower loan rates, and no or low cost services.
That $5 makes you a member-owner of the credit union; it is the foundation of your membership with us. Your initial membership deposit makes you a part owner and gives you a say in the credit union’s decision. This $5 minimum balance is your money and will be returned if you should ever close your membership.
As a new member, there are several ways to access your account while waiting for your debit card to arrive:
Shared branching is a service offered by Liberty Bay allowing members to use other participating credit union locations to make deposits, withdrawals, loan payments, or transfers. These locations can be found on our locator page. Simply type in your zip code to search for locations.
Mobile Deposit eliminates the need to stand in line at a branch or mail checks to Liberty Bay, giving you the flexibility to conveniently make secure deposits anytime using your mobile device.
Requirements to use Mobile Deposit through the Liberty Bay Mobile App:
Yes. There is a per deposit limit, a daily deposit limit, and a rolling 30-day deposit limit:
Text Banking is an easy, fast and secure way of banking while using your phone’s texting capabilities. With Text Banking, you can check balances and view recent account transactions on the go!
You can enroll in Text Banking via Online Banking:
Please refer to the Combined Disclosure – Availability of Funds section.