Joining is Easy!

You might think there’d be some hurdles to become part-owner of a credit union, but turns out it’s ridiculously easy. All you have to do is open a savings account and maintain a whopping balance of $5. You can join us online, over the phone, or in-person at our branch locations.

Step 1: Determine Your Eligibility

Eligibility to join Liberty Bay is easier than you think. And once you join, you and your family can start enjoying the rewards of membership right away. Benefits of a membership will always be available to you and your family, no matter where life takes you.

There are 3 paths to membership: Community Member, Family Member, or Partner Member.

Step 2: Have These Handy

Your social security number. This allows us to follow government regulations and to verify your identity.

A government-issued ID. We request this additional information to assist with identity verification (e.g. Driver’s License, Passport, State or Military ID).

A valid email address. We’ll send you an email with a link to your account documents upon completion of your application.

Step 3: Open Your Savings Account

Open your Savings Account with a $5 deposit. This account is the foundation of your membership with us; that $5 deposit makes you a member-owner and gives you a say in the credit union’s decision. You can fund this account with either a credit card, debit card, checking account, or savings account.

Why Join Liberty Bay?

At Liberty Bay, we’re dedicated to providing you with exceptional experiences, personalized solutions, and professional experts to help you enjoy life. In addition to a wide selection of accounts and loans, and member service that goes above and beyond the expected, we offer a slate of additional benefits.

Membership Options

Liberty Bay serves hardworking men and women in eastern and central Massachusetts who live, work, or attend school in any towns in our service area.

  • Abington
  • Arlington
  • Avon
  • Bellingham
  • Belmont
  • Boston*
  • Braintree
  • Bridgewater
  • Brockton
  • Brookline
  • Burlington
  • Cambridge
  • Canton
  • Carver
  • Chelsea
  • Cohasset
  • Dedham
  • Dover
  • Duxbury
  • East Bridgewater
  • Everett
  • Foxboro
  • Franklin
  • Halifax
  • Hanover
  • Hanson
  • Hingham
  • Holbrook
  • Hull
  • Kingston
  • Lexington
  • Malden
  • Marshfield
  • Medfield
  • Medford
  • Medway
  • Melrose
  • Millis
  • Milton
  • Needham
  • Newton
  • Norfolk
  • North Reading
  • Norwell
  • Norwood
  • Pembroke
  • Plainville
  • Plymouth
  • Plympton
  • Quincy
  • Randolph
  • Reading
  • Revere
  • Rockland
  • Scituate
  • Sharon
  • Somerville
  • Stoneham
  • Stoughton
  • Wakefield
  • Walpole
  • Waltham
  • Watertown
  • Wellesley
  • West Bridgewater
  • Weston
  • Westwood
  • Weymouth
  • Whitman
  • Wilmington
  • Winchester
  • Winthrop
  • Woburn
  • Wrentham

*Includes: Allston, Back Bay, Bay Village, Beacon Hill, Brighton, Charlestown, Chinatown, Dorchester, Downtown, East Boston, Fenway, Kenmore, Hyde Park, Jamaica Plain, Mattapan, Mission Hill, North End, Roslindale, Roxbury, South Boston, South End, West End, and West Roxbury

You’re eligible to join Liberty Bay Credit Union if you’re employed by, or a member of one of our Partner Organizations.

If you’re an immediate family and household member of someone who has already joined Liberty Bay Credit Union, you are also eligible to become a Liberty Bay member. Immediate family is defined as spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchildren, stepsibling and anyone in an adoptive relationship. Household is defined as anyone living in the same residence, maintaining a single economic unit.