Banks operate to generate profits for their stockholders or private owners. As a nonprofit credit union, the only shareholders Liberty Bay answers to are you, our members. Our operations are driven by a dedication to improving our members’ lives, one day at a time. Our profits are invested back into the credit union in the form of better rates and best-in-class digital banking technologies, and our employees are dedicated to creating the best possible member experience every time.
Financial success is a journey and we’re here to help you every step of the way. We work with you to identify your personal financial goals through one-on-one counseling, and complimentary webinars and workshops. As you meet your goals and continue setting new ones, our online financial education resource, FA$Ttrack, can help you expand your financial knowledge and make smart decisions. With these tools, plus many more, you can confidently live your best financial life.
We believe in creating a strong, supportive community within our membership, but that belief doesn’t stop at the door. We’re committed to helping the communities that we operate in thrive. We proudly contribute to numerous local charitable organizations through the volunteer efforts of our board of directors, our employee-run Community Matters volunteer program and Liberty Bay’s charitable gifting program.
A Common Experience at Liberty Bay Credit Union
These days, courtesy isn’t all that common. At Liberty Bay, we stand for small gestures. For holding doors for others. And smiling at strangers. We believe in not-so-random acts of kindness. And a daily dose of doing good. We hail helpful hands and fight for friendliness. We believe in putting other people first and creating exceptional experiences. We believe in providing financial education for all, and an enhanced member experience. We believe financial peace of mind leads to a better life. And better lives lead to better communities. We call it Uncommon Courtesy. And it’s just how we do business.
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Putting other people first is a reflection of who we are
With the COVID-19 pandemic, social unrest, and political turmoil, 2020 put us all to the test. It is in those times that Credit Union principles shine through – we are a cooperative financial institution whose existence is to serve our membership, putting people over profits. Throughout the year, we continued to pivot, always keeping our members’ financial wellness our priority while maintaining the strength of the Credit Union
Summer vacations are supposed to be relaxing, but planning a vacation on a budget can often be the opposite. That’s where your experts at Liberty Bay can help out! There are always ways to trim expenses and be financially savvy without giving up your fun. Read our 5 tips for planning a summer vacation on
If you qualify for a Home Equity Line of Credit (HELOC), using a HELOC for home improvement can be a smart financial alternative to dipping into your savings. From creating your dream home to increasing its value before selling the property, it can be a great idea to use a HELOC for home renovations.