Banks operate to generate profits for their stockholders or private owners. As a nonprofit credit union, the only shareholders Liberty Bay answers to are you, our members. Our operations are driven by a dedication to improving our members’ lives, one day at a time. Our profits are invested back into the credit union in the form of better rates and best-in-class digital banking technologies, and our employees are dedicated to creating the best possible member experience every time.
Financial success is a journey and we’re here to help you every step of the way. We work with you to identify your personal financial goals through one-on-one counseling, and complimentary webinars and workshops.
We believe in creating a strong, supportive community within our membership, but that belief doesn’t stop at the door. We’re committed to helping the communities that we operate in thrive. We proudly contribute to numerous local charitable organizations through the volunteer efforts of our board of directors, our employee-run Community Matters volunteer program and Liberty Bay’s charitable gifting program.
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Putting other people first is a reflection of who we are
Liberty Bay is a cooperative financial institution whose existence is to serve our membership, putting people over profits. Throughout the year, we always keep our members’ financial wellness our priority while maintaining the strength of the Credit Union
The Federal Reserve plays a critical role in the U.S. economy by controlling the country’s monetary policy through the adjustment of the federal funds rate among other tools it employs. When the Fed decides to raise interest rates, as it has eleven times since March of 2022, it sets off a series of consequences that
Most assume that the only way to get scammed while shopping is doing it online. However, shopping offline this time of year can pose risks as well. Our blog highlights more than seven ways to protect your financial security and avoid scammers this holiday shopping season.