Advantages of an SBA Program

For-profit businesses that normally do not qualify under conventional lending standards may be eligible to apply under the SBA loan program
Lower down payments (as low as 10%)
Longer loan terms (up to 25 years) with no balloon provisions

Related topics you may be interested in:
Business Loans

Liberty Bay’s Business Banking Loans make it easy to manage your business’s cash flow and seize opportunities to thrive.

Business Visa® Credit Card

Get rewarded for your work with the Business Visa® Credit Card. This credit card is designed with your business in mind and offers tools to help you manage money—and your business.

Affinity Program

Liberty Bay’s Affinity Program takes the “what if” out of establishing a new source of income for your organization while bringing exclusive benefits to your employees.

Commercial Real Estate Loans

Purchase or refinance commercial real estate properties with a Liberty Bay Commercial Real Estate Loan.

FA$Ttrack Financial Education

How Businesses Obtain Credit

Not all business owners get approved for the full amount of credit they apply for. It’s important to understand the different types of business credit available and the best practices to help you get approved.

Prepare for your business credit application with insights around:

  • The factors involved in business credit application approvals
  • Compiling the documents needed for your application
  • Understanding your options for obtaining credit

Ask An Expert