View Liberty Bay Credit Union’s rates on various loans: Vehicle & Personal, RV & Trailer, boats and more.

Rates effective as of April 8, 2021. All rates are subject to change at any time.

Auto Loans

Term (months)APR* (as low as)Payment Per Thousand
0-362.49%$28.90
37-602.75%$17.89
61-722.99%$15.22

Maximum loan amount of $150,000.00

RV & Trailer Loans

Term (months)APR* (as low as)Payment Per Thousand
0-364.99%$30.05
37-605.50%$19.11
61-725.99%$16.58
73-1807.99%$9.56

Maximum loan amount of $150,000.00

Boat Loans

Term (months)APR* (low as)Payment Per Thousand
0-1804.99%$7.92

Maximum loan amount of $150,000.00

Personal Loans

TermAPR* (as low as)Payment Per Thousand
Premier Line of CreditOpen Line9.99%$20.00
Personal Loan0-24 Months8.99%$45.71
25-48 Months9.49%$25.13
49-60 Months9.99%$21.26

Maximum loan amount of $10,000.00

Mass Save HEAT Loan

Term (months)APR* (as low as)Payment Per THousand
12-840%$11.90

Maximum loan amount of $25,000.00

 

*APR-Annual Percentage Rate. Rate is subject to change and based on individual credit history/score. Certain restrictions and conditions may apply.

Home Equity Line of Credit (HELOC)

Product/Rate1,2Minimum FICO Score RequiredMaximum Loan-To-ValueMaximum Loan AmountPayment Per Thousand
Prime +0.50% APR* (Minimum draw of $15,000)62080%$1,000,000$5.14
Rehab HELOC/Prime +2.00% APR3*64090%$500,000$5.99
Prime +2.00% APR*70090%$500,000$5.99

Prime rate currently 3.25%.

*APR = Annual Percentage Rate

1. Index is the Prime Rate as published in the Wall Street Journal on the last business day of the previous month. The rate may increase during the term of the loan. The maximum APR is 18.00%. Floor rate is 3.00%.

2. Home Equity Lines of Credit for $400,000 or more require a full appraisal. Credit Union membership is required. Homeowners insurance is required for the life of the loan. Offer is subject to change at any time.

3. Rehab Home Equity Lines require a full appraisal regardless of loan amount.

Home Equity Loan

Product1Interest RateAPR *Term (months)Payment Per Thousand
7 Year Fixed4.00%4.00%84$13.67
10 Year Fixed4.25%4.24%120$10.24
15 Year Fixed4.50%4.50%180$7.65

*APR= Annual Percentage Rate

1. Home Equities for $400,000 or more require a full appraisal. Credit Union membership is required. Homeowners insurance is required for the life of the loan. Offer is subject to change at any time. Consult your tax advisor regarding deductibility of interest on these loans.