At Liberty Bay, our checking accounts are designed to give you more every day. No minimum balance requirements. No monthly maintenance fees. Whether you’re looking for an easy-to-use checking account or a Premier checking account that earns you higher rate dividends, we’ve got you covered.
Inclusive of free eStatements, mobile deposit, and Bill Pay for active users
When we say checking account, we mean it: no minimum balance or monthly maintenance fees. Benefits Checking is for members looking for a convenient, easy to use checking account. Perfect for those just starting out, or who actively use their cards for everyday purchases.
Enjoy all the benefits of our traditional Benefits Checking, PLUS earn 4.00% APY** on the first $1,000 in your Premier Checking Account! A Premier Checking account is for members who maintain high daily account balances and are looking for higher-rate dividends.
Our Basic Checking Account allows you to manage your account with no fees while providing a safe and convenient access to your money.
Instantly access your money at any time with the Liberty Bay Visa Debit & ATM Card.
Despite your best efforts, it can be easy to lose track of your account balance. Liberty Bay understands that unexpected overdrafts occur from time to time – Overdraft Protection can help.
Gain powerful insights on when, where, and how you spend. Our Money Manager tool allows you to view all your finances and gives you the tools to start simplifying your finances.
Become a Liberty Bay member and get the most from your checking account.
Rates effective as of September 23, 2024.
*”Checking” refers to Liberty Bay’s Share Draft Account. Certain restrictions may apply.
**$5.00 minimum balance required to earn APY. A dividend rate of 3.92% will be paid on your daily balance up to $1,000.00. The Annual Percentage Yield (APY) for this tier will be 4.00%. A dividend rate of .05% will be paid on any daily balance over $1,000.00. The APY will then range from 4.00% to .05% depending upon the total account balance. One premier checking account per membership. Funds earn dividends from the first business day of deposit. Fees or other conditions may reduce earnings on this account.
***Must maintain minimum daily balance of $500.00 for the entire statement period to be reimbursed up to $15.00 for out of network ATM Fees accrued in that same statement period. Reimbursement up to $15.00 will be applied during the following statement period. If minimum daily balance of $500 per statement period is not met, member will not be eligible for a reimbursement of foreign ATM fees accrued during that statement period. No account maintenance fees will be charged by Liberty Bay Credit Union, and no minimum balance is required. Other fees may apply.
