Please Note: Due to the 4th of July Holiday, Liberty Bay Credit Union and our branch locations will be closed on Friday, July 4th.

Online and Mobile Banking are available 24 hours a day to assist with many of your banking needs.

We wish everyone a Happy 4th of July!

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Liberty Bay Blog

Tips, insights, and guides to empower your life with informed financial decisions.

 

How Fed Policy Impacts Members

The Federal Reserve plays a critical role in the U.S. economy by controlling the country’s monetary policy through the adjustment of the federal funds rate among other tools it employs. When the Fed decides to raise interest rates, as it has eleven times since March of 2022, it sets off a series of consequences that

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HELOC affect on credit score
How a Home Equity Line of Credit (HELOC) Can Affect Your Credit Score

Credit Scores & Reports, Home Lending

Homeownership comes with many benefits. A Home Equity Line of Credit, or HELOC, can be one of them! If you want to open a line of credit, need funds for a renovation project, or have any other significant ongoing or upcoming expenses, a HELOC can be both helpful and sensible.

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HELOC home renovations
Using HELOC Funds for Home Renovations

Home Lending

If you qualify for a Home Equity Line of Credit (HELOC), using a HELOC for home improvement can be a smart financial alternative to dipping into your savings. From creating your dream home to increasing its value before selling the property, it can be a great idea to use a HELOC for home renovations.

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vacation on a budget
5 Tips for Planning a Summer Vacation on a Budget

Budgeting

Summer vacations are supposed to be relaxing, but planning a vacation on a budget can often be the opposite. That’s where your experts at Liberty Bay can help out! There are always ways to trim expenses and be financially savvy without giving up your fun. Read our 5 tips for planning a summer vacation on

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save on auto loan
4 Ways to Save on Your Auto Loan

Vehicle Lending, Savings

Getting a new or “new to you” car is an exciting milestone, but also requires careful financial planning. Whether you want to avoid driving yourself into debt, or you simply want to take the wheel on your savings by making payments over time instead of one huge lump sum, Liberty Bay is here to help.

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Financial Planning for College

Attending college offers many benefits when it comes to having a higher-income job and being exposed to new experiences. However, the climbing costs of college have some students and their families choosing to forgo higher education. Our blog helps outline the expenses to plan for and financial planning guide for parents and students so that

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Braintree, Headquarters

300 Granite Street
Braintree, MA 02184

Hingham

10 Downer Ave
Hingham, MA 02043

Scituate

9 Brook Street
Scituate, MA 02066

Our Branch Hours
Monday–Friday 8:30 a.m. – 4:30 p.m.
Saturday 9:00 a.m. – 1:00 p.m.
Scituate Closed on Saturdays
CO-OP Shared Branch Hours Monday - Friday 8:30 a.m. - 4:00 p.m.

Holiday Schedule

Member Service Center Hours (617) 439-6500, Opt 1.
Monday–Friday 8:00 a.m. – 5:00 p.m.
Saturday 9:00 a.m. – 1:00 p.m.

Holiday Schedule

Nearest Branch or ATM Location Liberty Bay Credit Union Routing Number: 211081216 | NMLS# 431460

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