Traditional Savings Account
This account is the cornerstone of your Liberty Bay membership, every membership starts with a dividend-earning Traditional Savings Account. Your choices grow from there.
Gets you started enjoying Liberty Bay member benefits
Is accessible online or through our mobile app anywhere in the world
Requires only a $5 minimum balance to maintain your membership
Can link to checking for overdraft protection transfer service
Club Accounts
Club Savings Accounts are single-purpose savings accounts designed to help you save for specific expenses such as holiday shopping, vacations or the unexpected.
Holiday Club
Start savings for the Holidays! The account works best when regular contributions are made throughout the year via payroll deduction. Then, on a scheduled date, the funds will transfer in one lump sum into your Liberty Bay savings account.
Vacation Club
Dreaming of a vacation? Make next summer brighter with a 12-month Vacation Club Account. Open your account at any time, make deposits as often as you’d like, and in just one year, you can withdraw your balance and interest earned.
Rainy Day Club
If you have your eyes on a different prize then look no further than Liberty Bay’s Rainy Day Club account. With available terms ranging from 3 months to 60 months, you can choose when you want the club account to mature. The rate of your club account will be equal to the interest rate on the corresponding certificate of deposit. For example, if you select a maturity date of three months, you will receive the same rate our three-month CD is earning.
Make regular deposits into your account via direct deposit or automatic transfer
Make additional deposits anytime up to $10,000 limit
One-time automatic transfer to your Traditional Savings Account
High Yield Savings
When it comes to growing your savings, you deserve both great returns and peace of mind. With a High Yield Savings from Liberty Bay Credit Union, you can enjoy the best of both worlds. Benefit from a competitive interest rate that helps your money grow faster, while knowing your hard-earned savings are supported by a trusted financial institution. Whether you’re saving for a big goal or simply building your future, this account offers the ideal balance of growth and security, helping you take confident steps toward your financial dreams.
Why Choose Our High Yield Savings?
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Earn More: Enjoy higher returns than a traditional savings account.
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Safe & Secure: Your money is federally insured up to allowable limits.
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No Surprises: No hidden fees, just steady growth.
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Easy Access: Manage your account anytime, anywhere with online and mobile banking.
Whether you’re saving for a rainy day or a big dream, our High Yield Savings helps you get there—sooner.
No maintenance fees, funds are fully liquid
Minimum to open $10,000 new money to Liberty Bay
24/7 access through online banking and our mobile app
Related topics you may be interested in:
Money Manager
With our Money Manager tool, you can assess spending by category, graphed out over time, to take a deeper dive into your habits and discover opportunities for saving money.
Savings Goal Calculator
Are you saving for a big purchase? Use this calculator to compute the monthly deposit amount needed to reach your savings goal.
CD's & IRA's
If you have savings that you know you won’t need for a little while, or you want to supercharge your retirement savings, a CD or IRA may be just what you need.
Whatever your savings goals, we can help you get there