Tips & Guidelines

Most assume that the only way to get scammed while shopping is doing it online. However, shopping offline this time of year can pose risks as well. Our blog highlights more than seven ways to protect your financial security and avoid scammers this holiday shopping season.

Homeownership comes with many benefits. A Home Equity Line of Credit, or HELOC, can be one of them! If you want to open a line of credit, need funds for a renovation project, or have any other significant ongoing or upcoming expenses, a HELOC can be both helpful and sensible.

If you qualify for a Home Equity Line of Credit (HELOC), using a HELOC for home improvement can be a smart financial alternative to dipping into your savings. From creating your dream home to increasing its value before selling the property, it can be a great idea to use a HELOC for home renovations.

Summer vacations are supposed to be relaxing, but planning a vacation on a budget can often be the opposite. That’s where your experts at Liberty Bay can help out! There are always ways to trim expenses and be financially savvy without giving up your fun. Read our 5 tips for planning a summer vacation on

Getting a new or “new to you” car is an exciting milestone, but also requires careful financial planning. Whether you want to avoid driving yourself into debt, or you simply want to take the wheel on your savings by making payments over time instead of one huge lump sum, Liberty Bay is here to help.

Attending college offers many benefits when it comes to having a higher-income job and being exposed to new experiences. However, the climbing costs of college have some students and their families choosing to forgo higher education. Our blog helps outline the expenses to plan for and financial planning guide for parents and students so that